Self Employed??? Great!

Qualify for the property you want using only your

Bank Statements! No tax returns, no W2s, no application fees, no obligation EVER.

12-24 months of bank statements required.

Rather speak on the phone? (615) 622-1032

Flexible Self Employed Mortgages

620

Minimum FICO Score

100+

Years Of Combined Experience

90%

Options With Up To 90% LTV

75+

Creative Programs To Meet Your Needs

0

Application Fees And Obligation

The Options You Need

That's right. This means more flexibility and faster approval times.

Customizable Options

No Tax Returns | Unlimited Cash-Out | Loans Up to $6M | 1-4 Units | Personal & Business Bank Statements

We make the process easy by tailoring our lending options to meet your unique needs. It's what we do.

Super Speed Closing Times

No Application Fee | No Obligation | 24/7 Personalized Service | Less Documentation

We close fast so that you can stay focused on your real estate goals – whatever they may be.

**At Defy Mortgage, we specialize in mortgages for self-employed borrowers.**

Simple, fast, customizable -- it's how it should be.

For self-employed individuals qualifying for a home mortgage doesn’t need to be a challenge.

Our bank statement loan program provides flexible Non-QM financing options for self-employed individuals, business owners, independent contractors, retirees, those with liquid assets and entrepreneurs looking to purchase or refinance a primary, secondary, and investment property.

We take a full 360-degree look at your unique finances, goals, and background. Not just judging you by some standard checklist. We factor in all aspects to craft mortgage options that actually fit your lifestyle. Ditch those preconceived mortgage notions and antiquated processes – Defy the traditional.

Real Defy Testimonials

“Five stars. Thank you to everyone at Defy who made this happen. Some seriously savage behavior to get this done in this timeline and I appreciate it. It's a very strong start to winning more business. Thank you again!”

- Josh G.

"Defy did something that I would have thought impossible before we started considering my unique circumstances. If I were a religious person, I would say that a higher power put Defy Mortgage in my life just when I needed them. But since I am not, I will just say thanks from the bottom of my heart!"

- David M.

“The entire Defy team made my experience seamless!! As a busy professional and single mom, I’m not sure how I would have gotten through the process without them. They achieved all of my goals and I am so so grateful. They definitely deserve the five stars!!”

- Janelle S.

As seen in

Being self-employed shouldn’t and doesn’t make

you less qualified for a mortgage.

Call us: (615) 622-1032

Email us: [email protected]

Defy Mortgage, LLC is a direct lender and licensed under NMLS #2383214, 1030 16TH AVE S FL 2, Nashville, TN 37212. Available in select states. Equal Housing Lender.

Licensed under the Oregon Consumer Finance Act. Georgia Residential Mortgage Licensee # 2383214. Defy Mortgage, LLC, Loans made or arranged pursuant to a California Financing Law license – License # 60DBO-173959. Available in select states.

Mortgage Loan Disclosure:

Obtaining a mortgage loan involves various fees that can differ depending on factors like loan amount, credit score, and property location. These fees may include but are not limited to, origination charges, appraisal costs, title insurance, and recording fees. All residential mortgage loans are subject to the credit standards and the independent approval of Defy Mortgage, LLC. Contact us for fees and terms. Down payment amounts subject to vary depending on applicant credentials including but not limited to FICO score, DTI and more. Certain restrictions may apply.

Terms & Conditions: https://defymortgage.com/terms-conditions/

Privacy Policy: https://defymortgage.com/privacy/

NMLS: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2383214

State Licensing: https://defymortgage.com/state-licensing-status/